The best choice for new credit card holders

What have I been busy this past few months? Let me tick of the list. Well, aside from window and online shopping (which I’ve only been doing during my free time, honest!), I’ve been spending some time convincing my dad to get a new license, and a credit card. Will someone please tell him that it’s normal for someone my age to OWN a car?!

Well, I haven’t had much luck with the car (YET), but I swear: I will have my car. Meanwhile, in between my wooing him and convincing him of my great need, he’s been explaining to me all the mechanics of credit cards. Okay, I admit I’m doing this partly in the hopes that he’d see this as a responsible act on my part, but also because I got to thinking that it won’t be long before I’d actually be needing one. Read more…