How Much Do You Have Invested in Your Vacation?

Add up the cost of your upcoming vacation and don’t stop at the cost of the flight and the hotel. Calculate excursion bookings, resort reservations, non-refundable tickets to shows and pre-booked transport. How much did you invest? And the question is – could you afford to lose it?

Trip cancellation insurance is triggered by a number of occurrences – all horrible, especially right before you’re due to jet off to the Bahamas. You may not be able to travel because of illness, or the illness of a family member. Bad weather events, like a hurricane, can screw your vacation plans. As can burglary. You may lose your job and decide a vacation isn’t on the cards anymore.

Read more…

State-backed health insurance in Switzerland to cover complementary medicine

In Switzerland, health insurance, which is backed by the state, will now cover five types of complementary medicine until 2017 after the government issued a new ruling. There will however be an independent investigation of whether or not they work.

In 2009 there was a referendum in the country and 67 per cent of the electorate balloted in favour for complementary medicine to be covered by health insurance . The five therapies to be offered are homeopathy, herbal and traditional Chinese treatments, anthroposophic medicine, which among other techniques uses mistletoe to treat cancer and neural therapy, which is based on injecting local anaesthetics near nerve centres.

However in December, according to a scientific panel, acting on behalf of the Swiss government, the methods used did not meet objective measures of efficiency. Read more…

Don’t Skimp on Auto Insurance, Especially During a Recession

In these trying economic times, it may be tempting to cancel or reduce insurance coverage to save money. But it’s a disastrous idea, especially since there are simple ways you can slash insurance costs without reducing coverage.

In this four-part series, I will explain 1. why cutting insurance coverage is a very, very bad idea and 2. how to reduce insurance premiums so you won’t have to cancel much-needed coverage.

First up, part one: auto insurance.

With the recession keeping unemployment rates high (9.4 percent*), cash-strapped drivers are taking the risk of driving without insurance.

Read more…

New Car? Make Sure You Have Gap Insurance

Just bought a new car? What if an accident occurred soon after taking your brand new ride off the lot? You have full coverage insurance, right? So, you’re covered….maybe not.

Health Insurance Benefits

It is clear that growth in demand for health insurance for the users created, increasingly, a large market where deals are varied.

Read more…

Special Coverage for a Special Purpose

Important work overseas requires the best protection you can find. Missionary travel insurance helps you when you are busy helping others. Miss it off your list and you could find yourself in serious trouble.

When traveling and working overseas, a medical emergency could jeopardize your mission and your life. Help from a reputable travel insurance policy could be the difference between being able to continue your work and having to return home – less well off in terms of both money and well-being.

Medicare and Medicaid won’t help you on an overseas trip but missionary insurance covers you wherever your ministry or church takes you. If

Read more…

Booked your holiday? Protect it NOW

January is one of the busiest months for booking holidays online, but if you’re planning a break, don’t forget to buy travel insurance too. There’s always a post-Christmas rush to book summer travel and travelsupermarket.com sees a huge surge in bookings.

Indeed, according to research by Sainsbury’s Travel Insurance, a massive 13 million Brits will book holidays between Christmas 2010 and the end of February.

However, while holiday bookings increase dramatically at this time of year, there’s no corresponding surge over on the travel insurance page, suggesting that many people aren’t buying cover at the same time.

Instead, many holidaymakers leave purchasing their cover until closer to their trip, perhaps wrongly assuming that they only need it in case something goes wrong while they are actually away.

Don’t leave cover until the last minute

There’s no point waiting until you’re about to fly in order to book your travel insurance – you should always take out cover as soon as you’ve paid for your trip.

Read more…