Sofa-lisers urged to check home insurance policies for accidental damage cover

Popular TV shows such as X Factor and Strictly Come Dancing have made sofa-lising’ (where friends and family get together for home based social gatherings) all the rage, says Halifax Home Insurance .

Today over a third of adults say they drink at home before going out in order to save money (39 per cent) and a similar number ditch going out altogether in favour of sofa-lising’ on Saturday nights instead (34 per cent). However, with accidents such as wine spillages on carpet (18 per cent) and drinks spilt on electricals (9 per cent) a common occurrence at these functions, the insurer advises people to be careful when having friends over. Read more…

Stranded by snow? Your rights

We take a look at your rights if your travel plans are disrupted by the heavy snowfall… Christmas is looking pretty bleak for the thousands of people whose travel plans lie in chaos, thanks to heavy snow disrupting flights.

With more snow and freezing temperatures predicted, anyone hoping to fly in the next few days is understandably likely to be worried.

For those who are affected, we explain what your rights are and whether your travel insurance policy will pay out…

Will I be refunded if my flight is cancelled?

When a flight is cancelled as a result of the weather, your airline will allow you to book onto a later flight to the same destination or offer a refund.

It does not have to pay for you to make alternative travel plans.

Check your airline’s website for more specific information as some are offering the chance to reschedule your flight if it takes place in the next few days, so you could save yourself some anxiety.

Can I claim compensation from the airline?

If your flight is cancelled then you will have to either reschedule or accept a refund.

Read more…

Insurance Market Deaths

One of the leading companies in the insurance market Deaths, and offer insurance products Home, Life, Risk and Retirement. Since its fundacinn in the year AD 1966 has developed its protection vocacinn the family with a wide range of insurance. Organization has experienced and able to respond instantly in such delicate moments.

Our products and service that dispenses our extensive network of partners have ensured that this is a company with steady growth and an important implantacion throughout the country. Has one of the highest levels of solvency of the market.

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Term Life Insurance Is Much More Inexpensive Than Whole Life

When it comes to choosing a life insurance policy, term life insurance is more inexpensive compared to whole life. There are a lot of various schools of thought regarding what’s best, but it is a fact that term policy cost less. Continue reading to find out the differences between your two policies.

Whole life insurance policies are more expensive simply because, in addition to offering passing away benefits, some of every repayment is actually put into a savings account. This particular money accumulates with time, along with a whole life policy build up a significant quantity in the savings part alone. Read more…

How to Keep Healthy in the First Semester

The first semester at international university is a whirlwind of experiences – new friends, new food, new surroundings and a whole heap of new bugs. Common illnesses you may be able to cope with at home can knock you sideways during the frantic first few weeks abroad. How can you keep strong and healthy so you enjoy all the activities on offer?

With a comprehensive health insurance policy you’re covered for hospital stays, doctor visits, drugs and medical evacuation. But

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Winter tyres on commercial vehicles will not void van insurance policies

The Association of British Insurers (ABI) has announced that the use of winter tyres on commercial vehicles will not invalidate the vehicle’s road risks insurance .

The situation has been clarified by the ABI following a radio interview last week when an AA spokesman indicated that there was concern surrounding the fitting of winter tyres with a speed rating lower than the standard specification which might invalidate any van insurance policy in place.

An ABI spokesman said: “Fitting snow tyres wouldn’t be considered a material modification that would impact on the premium, so insurers would not expect to be notified that they had been fitted. Read more…

Why pet insurance is for life and not just for Christmas

Rescue centres regularly report a post-Christmas deluge of unwanted moggies and doggies given as gifts, with cost often cited as the reason their owners cannot care for them. If you are considering giving or receiving a pet as a present this Christmas, remember that it isn’t just food and a basket the owner is responsible for. Read more…