Motor insurer finds UK is a nation of in-car flirts

The UK has been shown to be a nation of in- car flirts, with many drivers admitting they flirt with other motorists on the road, men being the biggest culprits.

According to a nationwide survey by women’s car insurance specialist, Diamond, two-fifths of British motorists flirt with other drivers and 15 per cent have crashed their car or had a near miss after being distracted by someone they fancy.

The insurer questioned 3,000 people and found almost half of men and over a third of women admit to flirting with other motorists, however men were the most guilty of flirtatious behaviour, with three times as many men than women admitting they flirt with other drivers on a daily basis.

A smile or a cheeky glance are the most popular ways to flirt whilst driving. Read more…

Pros and Cons of Medical Insurance

Heath is often a neglected sphere for millions of Americans. The majority of them are unaware about the health related issues, the insurance plans and the benefits that are associated with it. Accidents may occur anytime and you need to be well equipped to handle it. It thus becomes a necessity to know the advantages and disadvantages that are associated with health insurance. The government is keen on making health insurance more accessible and comprehensible you can grasp it easily.

Given below is a set of advantages and disadvantages of health care that you need to consider:

Advantages:

* Prevention: Prevention is always better than cure. Read more…

Cancer Financial Guide

In adding to the awareness of breast cancer this month, cancercare.org has a great guide to help people with cancer find financial help. The guide includes help with costs not covered by insurance like co-pay relief programs along with prescription assistance and finding financial help for practical needs.

Health insurer finds vast majority not saving for their care in old age

Around 84 per cent of Brits are not putting any money aside to pay for care when they are elderly, highlighting the severity of the escalating long term care issue, according to new research from health insurance specialist National Friendly .

To make matters worse, this lack of saving is despite 77 per cent of people believing that the money provided by the state would not be sufficient to cover their costs if they needed help with their care. The research also revealed that 77 per cent of people are unaware of the options available to them if they had an elderly relative who needed help with their care.

Commenting on the research, National Friendly CEO Richard Sear said: “We are living in the age of ageing (with the number of 85 year olds in the UK set to double by 2026), where funding for elderly care is a major national issue. Read more…

The Right Home Insurance

What do you do if you will go and leave your home? Put cctv in your home, or every 5 hours you will contact your assistant to make sure she does not forget to turn off the microwave. You do not need to do if you have home insurance. to get home insurance is not difficult, but you must ensure that the home insurance you choose according to your needs.

Choosing the right home insurance

Before you insure your home, you must to know is the type of insurance services offered by insurance providers you choose. Do they offer insurance is a type of policy PAR (Property All Risk).

Read more…

Online Car Insurance Quotes

Over the last few years, automobile insurance has become one of the most fiercely competitive industries. Rarely, anyone can deny having seen numerous commercials from various companies trying to convince customers to switch insurers to save money. These advertisements often promote a wide array of features which make it exceedingly easy for customers to make a decision on switching. By far, the most common is the ability to quickly and easily check prices online prior to making a purchase decision.

These companies offer online car insurance quotes which, based on customer input, calculate and display a close estimate of what the client can expect to pay for the policy that they want. Read more…

Britons advised not to cancel car insurance policy mid term

Car insurance customers have been warned that cancelling a policy mid-term can prove costly.

Writing for MSN Money, Omotola Akerele observed that many customers wrongly expect to get back the proportion of the premium that applies to the remaining period.

Unfortunately, however, many car insurance providers will calculate the refund based on a system of short-term rates , MS Akerele noted.

“Therefore, if you cancel in the third month, you might only be refunded 50 per cent of your annual premium,” she warned.

“If you cancel in the sixth month, just 20 per cent and in the ninth, tenth or 11th month you may get nothing at all.”

Meanwhile, Will Thomas, head of motor insurance at confused.com, has told moneynews.com that many Britons may end up paying more for their car insurance policies if new European Union rules are introduced.

He warned that any regulations preventing providers from using gender as a factor could have a negative impact. Read more…