Guard Against Extreme Weather With Trip Cancellation Insurance

Preparing for an international trip takes a lot of planning. You will research the right days to go, the right airline to fly on, the right hotel to stay in, and the best prices available. But for all your hard work during the course of planning, mother nature will always have the final say on whether your travel plans go off without a hitch. With that in mind, you will want to make sure you are always prepared with trip cancellation insurance.

Severe weather can strike anywhere at anytime. From hurricanes to blizzards, every region of the world has its own unique weather conditions that can wreak havoc on your travel schedule. Read more…

1 in 5 Californians Have No Health Insurance

Just released census figures show that nearly 6.5 million Californians went without health insurance in 2007.

 

The report shows that the highest rates of uninsured residents were in Mono, Colusa and Monterey counties. San Francisco Bay Area counties were on the opposite side of the spectrum.

 

California ranks eighth in the list of states with the fewest insured residents. Texas, New Mexico and Florida were the worst.

 

Also bear in mind, the 2007 figures–the most recent available- don’t bring to bear the affect of the recession on jobs and insurance. So

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Losing Your Identity Not So Bad with Travel Insurance Assistance!

One of the most underused features of a travel insurance plan is actually the range of travel assistance services provided. Let’s say Carl visits Buenos Aires on business, with an international travel insurance plan that features several travel assistance services. When on the trip, he loses his travel documents and credit cards. Typically, travel assistance services include help and reimbursement in case of identity theft.

To get help, the insured must contact the insurance company (the local customer service number should work), and give the details of the theft. Depending on the plan, the insurance company offers advice on the next steps.

It is not uncommon for insurance companies to also help liaise with local law enforcement. I Read more…

PPI: Your questions answered

Lloyds Banking Group was this week applauded for scrapping sales of much-criticised payment protection insurance (PPI) to customers who borrow money through its mortgages, loans or credit cards. While existing customers with PPI policies will not be affected by the change, anyone approaching Lloyds’ brands, including Lloyds TSB, Halifax, Bank of Scotland and Cheltenham & Gloucester, will not now be offered the cover alongside their accounts. Read more…

Water Damage or Flood?

Unfortunately, a lot of people do not have flood insurance. When water damage happens to one’s house due to a flood, they are often left with a mess and no help from the insurance company. But, it is still important to contact your insurance company if you sustain water damage because sometimes you may have coverage for water damage depending on the situation.

Water damage is covered under a homeowners insurance policy if the problem is due to a storm, such as a tree falling on your roof then rain coming in.

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Homeowners on holiday hide valuables in unusual places

A number of homeowners believe extreme decoys and strange hiding places are the way to win against thieves, however specialist home insurance provider Hiscox warns that the traditional basics of home security should not be forgotten as the summer peak season for burglaries approaches.

Hiscox has seen some householders turn their homes into hidden treasure hunts to try and outsmart burglars such as burying valuables in the garden, sewing jewellery into curtains and using decoy doors . Read more…

Group Travel Insurance

If you desire to have a holiday for a group of people, you should take care to purchase the perfect group travel insurance, then worrying about the whereabouts and operations. Several international tourists do not have enough medical insurance coverage. Expensive medical treatment can lead to serious financial problems for your family. It is not recommended to your broker for any additional insurance from the existing product in the insurance package offered to you. It seems that the premium is a small part of total costs, but actually for this reason alone, it is considerably more expensive.

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