Cruise Insurance: Should You Buy It?

Consider these facts before you make a decision on whether you want to buy cruise insurance or not. Fact number one: Cruises are typically undertaken to sunny beaches, when the weather at home is cold, i.e. winter. Fact number two: Cruises are not like airlines. They are not just a means of going somewhere; they are the destination, in most cases. Fact number three: Cruises cost a lot of money and are typically booked months in advance.

Now ask yourself whether you can afford to lose the money you paid up for a cruise, if you are unable to make the cruise. For example, when this year’s winter storms hit, most cruise lines departed on schedule. H Read more…

Weekend Insurance Tip: Know How to Make Your Property Insurance Inventory List

Whether you are an established family or just starting out, you probably have property that is covered under your insurance. Items like your automobile, furniture, and personal possessions are some of the items that are usually covered under insurance.

If an unfortunate occurrence such as a fire or theft should happen, it is best you have an accurate and detailed inventory of your personal property with a property insurance inventory list.

Property Auctions – A Bargain Home is a Bid Away

Have you ever dreamed of owning a large country estate? Who hasn’t.? Lots of land, a big garden, a long driveway, these all sound nice, but not practical if you have a third story flat budget only. Don’t despair, property auctions offer a way for people just like you and I to get a lot of home for little money.

Auction property is typically well below market value. This means more home for your money if you get advice first about where to find properties. Not everyone at property auctions are looking for investment buildings, some intend to live in the homes for a long time. It is a smart way to purchase a home if you are certain that you can obtain the financing immediately or you have a pre-approval.

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Trip Cancellation Insurance for Travel to Any Corner of the World

There is usually many a slip between the cup and the lip—in life, and especially in international travel. Purchasing travel insurance, most commonly in the form of trip cancellation insurance, can help you absorb the financial strain of a trip not going according to plan.

The RoundTrip plan from Seven Corners International offers just such coverage. The plan offers two options RoundTrip and RoundTrip Choice. Along with enhanced benefits, RoundTrip Choice also offers coverage for trip cancellation due to any reason. Both plans offer coverage for the non-refundable parts of the travel.

The RoundTrip Choice plan offers nearly double the maximum benefit amount for most benefits. B Read more…

Insurers ease illness criteria

By Josephine Cumbo

Critical illness insurance (CII) is becoming better value as more insurers are enhancing their policies, but holding their premiums.

In recent months, a number of providers have increased the range of conditions they will cover, or widened their illness definitions to reduce the number of declined claims.

CII pays a cash lump-sum on the diagnosis of a range of illnesses – most commonly cancer, heart attack and stroke. But insurers will consider claims on conditions only if they are specifically listed in the policy and the diagnosis meets a tightly-worded definition in the small print. <

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Auto Insurance Debate Drives Prop. 17

It’s been said that motorists in Ventura County — and all across car-centric Southern California — can’t part with their automobiles. How much of that can be attributed to auto insurance is yet to be seen, although an upcoming ballot measure could change the way people choose to insure themselves, according to supporters and opponents of Proposition 17.

Prop. 17 is a statewide initiative on primary ballots, asking voters to approve changes in the way auto insurers provide discounts to their clients; namely, between those people who’ve maintained continuous coverage, and those who haven’t.

Backers of the measure say that Prop. 17, the “Co

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Year-Round Protection with TravelGuard Insurance

Some years, you simply need to make many international trips; a situation that begs for annual travel insurance. Making several trips can be for various reasons: maybe your significant other is in a foreign country; maybe your business dealings take you far and away; or maybe the year is just one that you have devoted to travel.

Whatever be your reasons, the best option in such a situation is clearly a year travel insurance plan. Annual travel plans typically offer medical benefits and other travel insurance benefits, but do not offer trip cancellation insurance. Read more…